Settling the Claim: 5 Steps to Take If You’ve Been Involved in a Car Accident

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Car accident

Auto accidents may take place in the blink of an eye, leaving your car damaged and potentially causing serious injuries. Although your insurance may protect you from incurring financial losses, you could still be overwhelmed by your medical expenses, as well as the costs of your auto repairs. Planning for these issues before they occur is often a smart way to protect your finances. Here are some steps you can take if you are involved in a road accident.

1. Move Your Car of the Road
If possible, move your car away from the road and place your hazards on. If you cannot move it, make sure your hazard lights are on. This is an important process as it helps prevent similar incidents from taking place since other drivers will see the scene and avoid it all together. Hazards light will warn other road users to keep distance or go around you. Before you can get out of your car, make sure it is safe to do so. It is not uncommon to see survivors of road accidents getting hit as they try to get out of their cars.

2. Check for Injuries
When an accident occurs, the first thing to do is to ensure that everyone is okay. This includes any other passengers you were riding with and every other individual in the car of the other driver. If you find that there are people who seem out even without injuries, do not hesitate to call 911. An internal injury is often life-threatening. Taking long before seeking medical attention could only make the situation worse.

3. Call the Police
It is always advisable to get the police involved even when the accident appears to be relatively minor. In addition to your own report, the police may come to the scene to write their report of what transpired. Make sure you are as accurate as possible when completing the report, and include all aspects of the accident you can remember. Make a copy of your report for your records just in case you may need it in the future.

4. Gather Information
Before you can write your final report, you’ll want to document the entire scene of the accident so you can use that as evidence in case you go to court. If you have a camera or a smartphone, take as many pictures as possible of the accident scene. Take photographs of the damage caused on your automobile, as well as the other driver’s car. In addition to that, you can take photograph images of any other damaged property such as road signs and fences. If there are people who witnessed the accidents, get their contacts as well. Documentation will prove invaluable when it comes to filing a claim with your insurance provider or filing a claim for compensation for the injuries you sustained.

5. Filing a Claim
Filing a claim is the last step to take after being involved in an accident. Make sure you look for an experienced attorney with adequate experience in cases of auto injury. There are a myriad of options available, but if you are unsure where to begin, you can click here for skilled legal assistance to regain control of your life.

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